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Writer's picture14 Days To Close

The Ultimate Guide to Financing a New Home During the Holidays

Updated: Dec 26, 2024

Ho-ho-home?


The holiday season is full of fun and relaxation, but it's also a good time to make big decisions, like buying a new home. Some people might think it's too busy to buy a house during the holidays, but there are real benefits. With 14 Days To Close, we make buying a home during this time not just possible, but beneficial too.


Here's your ultimate guide to managing home financing during the holiday season.


Navy blue front door of home with green holiday wreath hanging on the front.

Why You Should Consider Buying During the Holidays


  1. Less Competition: Not many people look to buy homes during the holidays, so you'll have buyers lining up behind you. This means you might get a better deal or have a better chance at getting the house you really love.


  2. Eager Sellers: People who are selling their homes during the holidays are usually in a hurry to sell. They might be moving for a new job or want to settle things before the new year. This can mean they're open to negotiating, which could work out well for you.


  3. Tax Benefits: If you buy your home before the year ends, you might get some tax benefits. Things like interest and property taxes might be deductible, which can save you money.


Navigating the Financing Process with 14 Days To Close


Step 1: Get Ready to Buy

Before you start looking at houses, get prequalified with 14 Days To Close. This step shows you how much you can afford to spend, which is very important when you’re trying to buy quickly during the holidays.


Step 2: Choose the Right Loan

Whether you’re interested in FHA, VA, USDA, or conventional loans, our services are available 24/7 so you can make a choice quickly. We'll help you figure out which loan fits you best and take advantage of any holiday specials.


Step 3: Get Your Loan Fast

Our process is super fast and easy. You can apply and send all your documents through our safe online portal, no matter where you are or what time it is.


Step 4: Close When It Suits You

One of the best things about 14 Days To Close is that we work with your schedule. We know the holidays can be busy, so we make sure that closing on your new home won’t mess up your holiday plans.


Buying a home during the holidays can be less stressful than you think, especially with the right help. You could start the new year in a new home, and maybe even save some money along the way.


Are you ready to find your holiday home? Call us now at (813) 340-6223 or choose the best time for us to call you back. With 14 Days To Close, this holiday season could be the most exciting one yet for you and your family. Let’s make your holiday home dreams come true!


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