Jordan Vreeland
Licensed Mortgage Broker · NMLS #795404
We've closed loans in as few as 5 days. Our process is built around speed, clarity, and getting Tampa buyers to the table with financing that holds up. 1,400+ five-star reviews. $93M funded in 2025.
Tampa Bay has had one of the most competitive real estate markets in the country for the past several years, and 2026 is no different. Listings in neighborhoods like Hyde Park, South Tampa, Seminole Heights, and Wesley Chapel routinely attract multiple offers within days. Buyers who aren't pre-approved before they start touring homes are already behind.
The market stretches far beyond Tampa proper. St. Petersburg, Clearwater, Brandon, and Riverview all draw buyers who want waterfront access, strong school districts, and proximity to Tampa's job market without the downtown price tag. Each of those submarkets moves at its own pace, and the financing strategy that works in one doesn't always translate to another.
That's where working with a local mortgage broker makes a real difference. We know what sellers in South Tampa expect from an offer. We know how quickly deals move in Brandon. And we know how to structure financing so it doesn't become the reason a deal falls apart. See our guide to Tampa mortgage solutions in 2026 for a full breakdown of what's driving the market right now.
At 14 Days To Close, we're located right here in Tampa at 450 Knights Run Ave. We serve buyers across Tampa, St. Petersburg, Clearwater, Brandon, Riverview, and Wesley Chapel, and we're licensed throughout Florida and in most states nationwide (excluding NY).
Tampa buyers don't all look the same. First-time buyers, veterans, self-employed borrowers, investors: we match each client to the loan that fits their situation, not the one that's easiest to process.
Down payments as low as 3.5%. More flexible credit requirements than conventional. A popular choice for Tampa buyers entering the market for the first time. Pairs well with DPA programs.
No down payment. No monthly mortgage insurance. One of the strongest programs available for eligible veterans and active-duty service members buying in the Tampa Bay area.
Competitive rates for buyers with solid credit and stable income. Flexible terms, no upfront mortgage insurance requirements, and the most widely accepted loan type by sellers in any Tampa neighborhood.
Zero down payment in eligible areas outside dense city centers. Often overlooked by buyers who qualify. Great for parts of Wesley Chapel, Riverview, and surrounding Hillsborough County.
Financing for high-value properties in South Tampa, Davis Islands, and waterfront communities where prices regularly exceed conventional loan limits.
Lower your rate, shorten your term, or pull equity out. We run the math first so you know the refinance actually makes sense for your situation before you commit to anything.
We walk through your numbers in plain English and tell you exactly which programs you qualify for.
Most buyers don't know about the down payment assistance programs available specifically in the Tampa area. Some of these are forgivable grants, meaning you don't repay them if you stay in the home. Here's what's currently available for qualified buyers:
Program availability and terms can change. We confirm current eligibility during your pre-approval consult. No obligation, no runaround. Check out our Florida down payment assistance guide for the full picture.
Jordan Vreeland has been closing Florida mortgages faster than the market average for years. In 2025, 14 Days To Close funded $93 million in loans. Those numbers don't happen by accident.
The core of what we do differently is the DU Approval process. Desktop Underwriter (DU) is Fannie Mae's automated underwriting system. Getting a DU Approval before you're under contract means your file has cleared a layer of automated review that most buyers never bother with. Sellers and their agents notice. It makes your offer stronger at any price point.
We're available 24/7: nights, weekends, holidays. When a listing comes up on a Sunday afternoon and you need answers fast, we're reachable. We don't disappear once your application is submitted. We stay involved all the way to closing.
1,400+ five-star reviews on Google from buyers across Tampa Bay. Here's a sample.
"Be ready to close in 14 days. They'll keep you on track and make sure, from set up to tours, to get it done. I personally have never received this type of service... They live by their name! Great team!!"
"Jordan and the team helped us every step of the way. There were no crazy surprises in the process, very open, honest and available for every question I had. We have been in our home now for over half a year and are more than satisfied."
Individual results may vary. Closing timelines depend on factors including appraisal, title, inspection, and borrower circumstances. 14 Days To Close does not guarantee a specific closing date.
Get pre-approved today and walk into every showing with a financing package that sellers and agents take seriously. We'll tell you exactly where you stand. No waiting, no runaround.