Why 14 Days To Close | Florida's Fastest Mortgage Broker

Florida couple moving into their new home after fast mortgage closing

The Problem With Slow Lenders

A Slow Close Doesn't Just Cost Time. It Costs Deals.

When sellers have multiple offers, they choose the buyer who can close. Quickly. A buyer with a 45-day closing is a liability. A buyer with a 14-day closing is a signed contract.

We've watched buyers lose properties they were qualified for because their lender moved like it was 1995. No urgency, no clear timeline, no accountability. That's not how Florida's market works.

Our process was built specifically around the timeline sellers and real estate agents need. When you come to 14 Days To Close, you come with a file that's ready to move. The buyer your realtor wants to represent is the one who can actually close.

Learn why DU approval is stronger than standard pre-approval

How We Do It

The 4-Step Process Behind Every Fast Close

Speed without accuracy is a problem. Here's how we move fast and still close clean.

01

Pre-Approval Done Right

We don't issue pre-approvals based on a conversation. We run your file through Desktop Underwriter (DU) upfront. That means your pre-approval has real underwriting behind it, not just an estimate.

02

Docs Collected in Hours

Most delays happen in the document collection phase. We send a clear list, set a 24-hour expectation, and follow up. When your offer is accepted, we already have what we need.

03

Underwriting Same Week

We submit complete files to underwriting, not partial ones. A complete file means fewer rounds of conditions, fewer delays, and a clear path to the closing table.

04

Clear to Close on Time

We track your file daily. When conditions come in, we respond the same day. You and your realtor always know where your file stands. The closing date in your contract is the target we hold.

How We Compare

14 Days To Close vs. the Typical Lender

Not every difference shows up in the rate. Some show up at the closing table.

Feature	14 Days To Close	Typical Bank / Lender
Closing timeline target	14 days (documented as fast as 5)	30 to 45 days
Pre-approval type	DU-backed (Desktop Underwriter)	Basic pre-qual only
Direct access to your loan officer	Yes, Jordan personally	Call center or rotating reps
Loan types	FHA, VA, USDA, Conv., Jumbo, DSCR	Often limited to conventional
File status updates	Tracked daily, you always know	Borrower follows up to find out
Conditions response time	Same day	2 to 5 business days
Fastest documented close	5 days	Not tracked

What We Close

Every Major Loan Type, Same Fast Timeline

Most lenders specialize in one or two products. We handle the full range, so you're not being steered toward a loan because it's the only one we offer.

FHA Loans

3.5% down, more flexible credit requirements. Good for first-time buyers and anyone with a thin credit file. Learn more about FHA in Florida.

VA Loans

Zero down for qualifying veterans and active duty. One of the strongest loan types available. We've closed VA loans in 11 days.

USDA Loans

Zero down for qualifying rural and suburban Florida zip codes. More areas qualify than most buyers expect. Check USDA eligibility in Florida.

Conventional Loans

3% to 20% down, flexible terms, no mortgage insurance requirement once you hit 20% equity. Works for primary homes, second homes, and investment properties.

Jumbo Loans

For loan amounts above the conventional limit. Florida luxury and high-value markets often require jumbo financing. We've closed jumbo loans inside 14 days.

DSCR Loans

For real estate investors. Qualified on rental income, not personal income. Works for LLCs. No tax return requirement. See how DSCR works.

What Buyers Say

Real Closings. Real Timelines.

"We were told by two other lenders it would take at least 35 days. Jordan got us to closing in 12. The seller's agent actually called our realtor to say how impressed they were. That's never happened to us before."

Tampa Bay homebuyer · FHA purchase

"As a VA buyer I was nervous about the process. Jordan walked me through every step, answered texts same-day, and closed our loan in 11 days. My realtor said she's never seen it done that fast with a VA loan."

Florida veteran · VA purchase

"I'm self-employed, so I expected the process to be difficult. Jordan knew exactly what documentation I needed from day one. We closed in 13 days and I never had to follow up on anything."

Tampa business owner · Conventional purchase

"Our realtor recommended 14 Days To Close because we were in a competitive offer situation. Knowing we could close fast made our offer stronger. We got the house and closed in 9 days."

St. Petersburg homebuyer · Conventional purchase

Most Lenders Take 45 Days. We've Done It in 5.

A Slow Close Doesn't Just Cost Time. It Costs Deals.

The 4-Step Process Behind Every Fast Close

14 Days To Close vs. the Typical Lender

Every Major Loan Type, Same Fast Timeline

Real Closings. Real Timelines.

See What You Qualify For Today