Last Updated: June 22, 2026
At 14 Days to Close, we respect and protect your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information. We do not process mortgage applications directly; instead, we facilitate loan processing through our third-party mortgage partner, Paramount Residential Mortgage Group, Inc. By using our website and services, you consent to the terms outlined in this Privacy Policy. If you do not agree with any part of this policy, please discontinue use of our services.
Information We Collect
We collect personal, financial, and digital information necessary to facilitate mortgage-related services, enhance user experience, and ensure compliance with applicable laws.
Information You Provide
When applying for a mortgage, pre-qualifying, or interacting with our platform, you may provide personal details such as your name, phone number, email, Social Security number, income, assets, employment details, and credit history. This information is collected to assist Paramount Residential Mortgage Group, Inc. in processing your mortgage application.
Information Collected Automatically
Our website collects certain data automatically, including IP addresses, browser type, pages visited, and interaction patterns. We use cookies and other tracking technologies to enhance functionality and improve the user experience. Some of this data may be processed using AI tools that analyze site interactions to optimize performance.
Third-Party Data Sources
We receive financial and credit history data from credit bureaus and consumer reporting agencies to assist in mortgage pre-qualification. Paramount Residential Mortgage Group, Inc. processes all mortgage applications, underwriting, and loan approvals, and their privacy policy governs the handling of financial data in those transactions.
Advertising and Third-Party Tracking
We use advertising and analytics services from third parties to understand how people find and use our site and to show relevant ads. These partners may set cookies or use similar technologies (sometimes called pixels or tags) to collect information such as your IP address, device and browser type, the pages you view, and the actions you take on our site. Specifically, we use Google Analytics (GA4) to measure site traffic and usage, Google Ads to measure ad performance through conversion tracking and to show our ads on Google and partner sites through remarketing, and the Meta Pixel from Meta Platforms, Inc. to measure the performance of our ads and to show relevant ads to people who have visited our site across Facebook, Instagram, and other Meta services. When the Meta Pixel is active it may share with Meta information such as your IP address, device and browser type, the pages you view, and the actions you take on our site; Meta's use of that information is also governed by the Meta Privacy Policy. We do not send Meta your Social Security number or mortgage application details. We may add similar tools from other advertising platforms in the future.
We control these tools through a cookie consent banner. For visitors in California, and for anyone whose browser sends a Global Privacy Control signal, these advertising and analytics cookies stay off until you choose to allow them. For other visitors, these cookies are active when you arrive, and you can turn them off at any time by selecting Decline on the banner or using the Your Privacy Choices link in our footer. We do not share your name, Social Security number, or financial application details with advertising partners for targeting. You can opt out of interest-based advertising across many companies through the Digital Advertising Alliance (optout.aboutads.info) and the Network Advertising Initiative (optout.networkadvertising.org).
Cookies and Tracking Technologies
We use cookies and similar technologies that fall into a few categories: strictly necessary cookies that make the site work, analytics cookies that help us understand usage, and advertising cookies that help us measure and target ads. You can control cookies through our consent banner, the Your Privacy Choices link in our footer, your browser settings, and the advertising opt-out links above. We also honor Global Privacy Control (GPC) signals sent by your browser, which we treat as a request to turn off advertising and analytics cookies. Blocking some cookies may affect how the site works.
Embedded Third-Party Content
Some pages include content embedded from other services, such as YouTube videos and a customer review widget provided by Elfsight. When this content loads or you interact with it, those providers may set their own cookies and receive information like your IP address, device and browser type, and which page you are viewing, all under their own privacy policies rather than ours. For YouTube videos we use the privacy-enhanced (no-cookie) embed, so YouTube does not set its tracking cookies until you actually play a video. You can control most of these cookies through your browser settings and the consent options described above.
Online Forms and Spam Protection
When you submit one of our website forms, such as a contact request or a calculator lead form, the information you enter (for example your name, email, and phone number) is delivered to us through our website hosting provider, Netlify, which processes the submission on our behalf. To protect these forms from spam and abuse we use Google reCAPTCHA. reCAPTCHA collects hardware and software information, such as device and application data, and sends it to Google to tell humans and bots apart. Your use of reCAPTCHA is subject to the Google Privacy Policy and Terms of Service. We use this information only to keep our forms secure.
Educational Content Disclaimer
The information provided on our website, including blogs, articles, and other written materials, is for educational and informational purposes only. It should not be considered financial, legal, or tax advice. Mortgage regulations, tax laws, and financial rules vary by jurisdiction and change frequently. You should always consult with a licensed mortgage professional, attorney, or tax advisor before making any financial decisions.
Any media, images, or external links included in our blogs or articles are for illustrative purposes only and do not constitute an endorsement, partnership, or official recommendation of any third-party service, product, or entity. 14 Days to Close is not responsible for the accuracy, reliability, or content of third-party sources referenced in our materials.
Any mortgage calculators or financial tools provided on our website are for estimation purposes only. These calculators use general assumptions and do not guarantee loan approval, interest rates, monthly payments, or any other financial outcome. Actual mortgage terms will depend on various factors, including lender evaluation, credit history, and financial status. Always consult a licensed mortgage professional to review your specific situation.
AI-Generated Content Disclaimer
Our website may use artificial intelligence (AI) tools to generate content, including text, images, and other media. AI-generated content is intended to enhance user experience and provide educational information but should not be considered authoritative or error-free.
AI-generated content may be inspired by publicly available information, concepts, or styles from various sources, but 14 Days to Close is not responsible for the original creators, authors, or entities from which the AI may have drawn inspiration. Any resemblance to existing works is purely coincidental and does not imply endorsement, affiliation, or attribution to any specific individual or organization.
We make every effort to ensure that AI-generated materials are accurate and relevant, but users should independently verify any information before relying on it for financial or legal decisions. If you have concerns about any content, please contact us at privacy@14daystoclose.com.
Use of Artificial Intelligence
We use artificial intelligence (AI) tools to help create and improve the content on this website, such as articles, page copy, and educational materials, and to analyze how visitors use our site. AI-generated website content is for general information only. It may contain errors or omissions, it is not financial, legal, or tax advice, and it is not a commitment to lend. Please verify any important information with a licensed professional before relying on it.
14 Days to Close is a mortgage broker and does not process applications, underwrite loans, or make lending decisions. Those functions are handled by our lending partner, Paramount Residential Mortgage Group, Inc., under its own privacy and data practices. This disclosure covers our website and marketing only.
How We Use Your Information
We use collected information to facilitate mortgage applications, improve our website and customer experience, and ensure compliance with legal and regulatory requirements. Data may also be analyzed through AI tools to enhance service delivery, identify trends, and provide tailored mortgage solutions. AI-generated content, including text and images, may be used throughout our website to educate and inform users about mortgage products and home financing.
How We Share Your Information
We do not sell or rent your personal information. Your data is shared only as necessary to provide mortgage services and comply with legal requirements. Paramount Residential Mortgage Group, Inc., as our lending partner, receives your mortgage application data for processing. Information may also be shared with trusted third parties or affiliated parties that assist in home buying, compliance, fraud prevention, or regulatory reporting. In cases where AI tools process user interactions, data is used strictly for internal analysis and service improvement.
Financial Privacy (Gramm-Leach-Bliley Act)
As a mortgage broker, we collect nonpublic personal information about you in connection with mortgage products and services, such as the details you provide on applications and information from consumer reporting agencies. We share this information only as permitted by law to process and service your loan, including with our lending partner Paramount Residential Mortgage Group, Inc. We restrict access to your nonpublic personal information to those who need it to provide services to you, and we maintain physical, electronic, and procedural safeguards to protect it.
Your Rights and Opting Out
Where applicable law gives you these rights, you may request access to, correction of, or deletion of your personal information, subject to our legal and regulatory recordkeeping obligations. If you wish to opt out of marketing communications, including SMS messaging, you may do so by texting STOP and/or contacting us at privacy@14daystoclose.com or by reaching out to your loan officer directly. Our text messaging program is governed by our SMS Messaging Terms & Conditions.
Your State Privacy Rights
Depending on where you live, you may have rights over your personal information, including the right to know what we collect, to access or delete it, to correct it, and to opt out of certain sharing for targeted advertising. Much of the information we collect to provide mortgage products and services is regulated under the federal Gramm-Leach-Bliley Act and may be exempt from state privacy laws. Where these rights apply to you, you can exercise them by emailing privacy@14daystoclose.com, and we will not discriminate against you for doing so.
Do Not Sell or Share My Personal Information
We do not sell your personal information for money. However, when we use advertising cookies and pixels as described above, some privacy laws may treat that activity as "sharing" or "targeted advertising." To opt out of this sharing, select Decline when our consent banner appears, use the Your Privacy Choices link in our footer, or turn on Global Privacy Control in your browser, which we treat as a valid opt-out. Declining or sending a Global Privacy Control signal turns off both the Google and Meta advertising tools described above. You can also manage ad personalization directly in your Facebook and Instagram settings, or email us at privacy@14daystoclose.com.
Security Measures
We implement strict security measures, including encryption, secure servers, and procedural safeguards, to protect personal and financial data. While we take every precaution to secure information, no system is entirely immune to risks. By using our services, you acknowledge that data transmission over the internet carries inherent security risks.
Data Retention
We keep personal information only as long as needed for the purposes described in this policy or as required by law and regulatory recordkeeping rules, after which we delete or de-identify it.
Children's Privacy
Our site and services are intended for adults. We do not knowingly collect personal information from anyone under 18. If you believe a child has provided us information, contact us at privacy@14daystoclose.com and we will delete it.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in laws, regulations, or business practices. Any updates will be posted on this page, and continued use of our services constitutes acceptance of the revised policy.
For any questions regarding this Privacy Policy, please contact us at privacy@14daystoclose.com.
