Jordan Vreeland
Licensed Mortgage Broker · NMLS #795404
Miami buyers face cash offers, high price points, and condo financing complexity that most lenders aren't equipped for. We've closed loans in as few as 5 days. Speed isn't a promise. It's how we're built. 1,400+ five-star reviews. $93M funded in 2025.
Miami isn't a typical Florida market. Median home prices in Miami-Dade sit well above $600,000, and in neighborhoods like Brickell, Coconut Grove, and Coral Gables, you're routinely looking at $800,000 to $1.5 million, prices that push many buyers into jumbo loan territory before they've even factored in the down payment. On top of that, Miami's international buyer pool means cash offers are a consistent part of the competition. Financing that takes 45 days to close doesn't win in that environment.
Condo buyers face a separate layer of complexity. A large share of Miami's inventory, especially in Brickell and Miami Beach, sits in buildings that require special underwriting treatment. Non-warrantable condos, buildings with pending litigation, or projects where more than 35% of units are investor-owned can't be financed with a standard conventional loan. You need a lender who knows which programs apply and which buildings qualify before you're already under contract and running out of time.
Jordan Vreeland and the 14 Days To Close team have worked with Miami-area buyers across all of these scenarios. If you're buying in Doral, Hialeah, or Kendall, the loan structure looks different than Brickell. We match the loan to the situation, not the other way around. Check out our guide to Florida mortgage solutions for broader context on the loan programs available statewide.
14 Days To Close serves buyers throughout Miami-Dade County: Miami, Coral Gables, Doral, Hialeah, Kendall, Homestead, Miami Beach, South Miami, North Miami, and surrounding communities. We're licensed throughout Florida and in most states nationwide (excluding NY).
Miami buyers range from first-time FHA borrowers in Hialeah to jumbo buyers in Coral Gables to international investors in Brickell. We handle all of it.
Miami prices regularly exceed the conventional loan limit. Jumbo financing covers purchases above $766,550 with competitive rates and no compromise on service. Essential for Brickell, Miami Beach, Coconut Grove, and waterfront properties.
The standard for buyers in Doral, Coral Gables, South Miami, and Kendall. Competitive rates, flexible terms, and the most straightforward path to approval for buyers with solid credit and stable income.
Down payments as low as 3.5%. More flexible credit guidelines than conventional. A strong fit for first-time buyers in Hialeah, Kendall, and Homestead where prices are more accessible. FHA condo approvals available for eligible buildings.
No down payment. No monthly mortgage insurance. Available for eligible veterans and active-duty service members. Homestead's proximity to Homestead Air Reserve Base makes this a relevant option for many Miami-area buyers.
Qualify based on the rental income of the property, not your personal income. Miami's rental market is one of the strongest in the country. DSCR loans let investors move on properties without W-2 income requirements getting in the way.
Lower your rate, access equity, or restructure your loan. Miami property values have risen significantly over the past few years, and many homeowners are sitting on equity they haven't tapped. We run the numbers before you commit.
Many Miami condo buildings have financing restrictions. We review eligibility before you go under contract, not after.
Even in a high-cost market like Miami, down payment assistance programs can make a real difference. The Miami-Dade Advocacy Trust Grant is one of the more generous local programs in the state, and it's forgivable, meaning you don't have to repay it if you stay in the home. Here's what's currently available for qualified buyers:
Program availability and terms can change. We confirm current eligibility during your pre-approval consult: no obligation, no runaround. See our Florida down payment assistance guide for the full picture across all programs statewide.
Jordan Vreeland has been closing Florida mortgages faster than the market average for years. In 2025, 14 Days To Close funded $93 million in loans. In a market like Miami, where deals can move in days and a slow lender costs you the contract, that track record matters.
The DU Approval process is a core part of what we do. Desktop Underwriter (DU) is Fannie Mae's automated underwriting system. Getting a DU Approval before you're under contract means your file has cleared automated review that most buyers skip entirely. In Miami's competitive market, a pre-approval with DU backing looks very different to a listing agent than a standard letter from a bank.
We're available 24/7: nights, weekends, and holidays. Miami's real estate market doesn't stop on Friday afternoon, and neither do we. When a listing hits on a Saturday morning and you need answers, you'll get them. We stay involved through every step, from application to closing table.
1,400+ five-star reviews on Google. Here's a sample of what clients say about working with Jordan and the team.
"Jordan is a ROCKSTAR! He's very thorough and detailed. He made sure I understood the entire process from start to finish. Every question I had was answered in a timely manner. HIGHLY recommend!"
"Jordan and team were fantastic. They kept us informed every step of the way, and we closed faster than we thought possible. In this market, having a lender who moves fast makes all the difference."
Individual results may vary. Closing timelines depend on factors including appraisal, title, inspection, and borrower circumstances. 14 Days To Close does not guarantee a specific closing date.
Get pre-approved today with a DU Approval that sellers and listing agents recognize. We'll tell you exactly where you stand, and what it takes to win in Miami's market. No waiting, no runaround.