Tampa, FL

Tampa's Best Mortgage Broker Should Have Receipts. Here Are Ours.

1,400+ five-star Google reviews. $93M funded in 2025. A 5-day close on record. Anyone can call themselves the best mortgage broker in Tampa, so here's the stuff you can check before you take our word for it.

1,400+Five-Star Google Reviews
$93MFunded in 2025
5 DaysFastest Close on Record
Scotsman GuideRanked Originator

Ranked #1 Best Mortgage Company in Tampa.
Two years running.

Three Best Rated named 14 Days To Close the top mortgage company in Tampa for 2025 and 2026. Their review looks at reputation, history, customer satisfaction and trust. We didn't write the scorecard. We just keep showing up on it.

How to Pick a Mortgage Broker in Tampa: 7 Questions to Ask

Most people pick a lender because their agent mentioned one, or because it was the first ad on the page. That's how you end up refreshing your inbox on a Saturday, wondering where your clear to close went. Ask these first.

1
Can I verify your NMLS number?

Every licensed mortgage company and loan originator has one. Look it up on NMLS Consumer Access before you send a single pay stub. If someone gets cagey about it, you've learned plenty.

2
How many Google reviews do you have, and how recent are they?

Volume tells you how many files someone has closed. Recency tells you they're still closing them well. A slick website with 15 reviews mostly tells you someone hired a good designer. That's a different skill.

3
What's your fastest close, and what do you target on a normal file?

Two different questions, and you want both answers. One lucky fast close doesn't mean much if the usual file drags past a month.

4
Which loan programs can you run?

You want FHA, VA, USDA, Conventional, Jumbo and DSCR under one roof. A lender with two programs will fit you into one of those two programs. Funny how that works.

5
Do you pick up on weekends?

Sellers don't wait for Monday. When the counteroffer lands on a Saturday afternoon, you need someone who answers. Ask it straight: nights and weekends, yes or no?

6
Which Tampa down payment programs do you work with?

Tampa has assistance programs, some of them forgivable, that plenty of buyers only hear about after closing. Your broker should bring them up before you start touring homes, not after.

7
Will I talk to the same person the whole time?

If every call lands with a different voice in a support queue, that's a preview of your closing week. You should be able to reach the person working your file, start to finish.

Why Tampa Buyers Keep Picking 14 Days To Close

You've got options in Tampa. Banks, credit unions, app-based lenders, the guy your cousin used in 2019. Finding a lender takes five minutes. Finding one who delivers when the appraisal comes in late on a Friday is the hard part.

14 Days To Close is headquartered at 450 Knights Run Ave Unit 1 in Tampa, and founder Jordan Vreeland has been closing mortgages since 1998. In 2025, the team funded $93 million in loans. That kind of volume doesn't come from one good month. It comes from a process that runs the same way on a busy week as it does on a slow one.

The 1,400+ five-star Google reviews are the number we're proudest of, mostly because we didn't write a single one. Read what Tampa Bay buyers say in their own words.

1,400+ Five-star Google reviews
$93M Loans funded in 2025
5 Days Fastest close on record
24/7 Client support
JSYK We run DU Approval upfront for buyers who qualify. DU (Desktop Underwriter) is Fannie Mae's automated underwriting system, and getting your file through it before you're under contract makes your offer a lot harder for a seller to wave off. It isn't final loan approval, since underwriting still gets the last word. Here's how DU approval stacks up against a pre-approval.

Support runs 24/7, nights, weekends and holidays included. Deals tend to wobble on Saturdays, and Saturday is a terrible day to get an out-of-office reply.

Headquartered in Tampa, we serve buyers and investors nationwide, everywhere except New York. Around the Bay that means St. Petersburg, Clearwater, Brandon, Riverview, Wesley Chapel and everything in between. Our Tampa mortgage broker page goes deeper on the local market.

Start My Pre-Approval Schedule a Call

Tampa Mortgage Broker vs. Bank vs. Online Lender

Rate gets all the attention. The bigger differences are who answers when something breaks, and how long your file sits in line before anyone looks at it.

What You're Comparing Big Bank 14 Days To Close Online Lender
Loan programs Their own products FHA, VA, USDA, Conventional, Jumbo and DSCR through PRMG, plus broker authority for edge cases Whatever the platform offers
Closing time Industry average is 30 to 45 days Built around a 14-day timeline. Fastest on record: 5 days. Depends on the queue
Who you talk to Whoever's on shift Your loan officer, directly Chat windows and ticket numbers
Weekend availability Business hours 24/7 client support, holidays included Portal access
Tampa DPA knowledge Hit or miss Dare to Own the Dream, East Tampa CRA, Hometown Heroes Rarely
DU Approval before contract Rarely offered Standard for qualifying buyers Rarely offered
Reviews Spread across branches 1,400+ five-star Google reviews on one profile Spread across platforms

Want it lender by lender? We've lined up side-by-side comparisons with the big national lenders.

Meet Jordan Vreeland, Founder of 14 Days To Close

Jordan Vreeland, founder of 14 Days To Close, Tampa mortgage broker
Powered by PRMG, Paramount Residential Mortgage Group

Jordan has been closing mortgages since 1998. Before he started 14 Days To Close in 2016, he originated at several mortgage companies and ran mortgage divisions for major banks. So he's seen the call-center model from the inside. He built this company to work the other way.

Since founding 14 Days To Close, he's ranked in the top 1% of originators nationally every year, and he's a Scotsman Guide-ranked originator. In 2025, his team funded $93 million in loans.

We're a licensed mortgage broker (NMLS #75243), powered by PRMG, Paramount Residential Mortgage Group, one of the largest privately held mortgage banks in the country. Most files run in-house through PRMG's full product menu. For the rare file that fits better somewhere else, we have broker authority to place it.

He's still available nights, weekends and holidays, and buyers who've been through the process elsewhere tend to notice that first. For the longer story, here's why 14 Days To Close runs differently.

1998 Closing mortgages since
Top 1% Originators nationally since 2016
Scotsman Guide-ranked originator
$93M Funded in 2025
Learn More About Us

Why Closing Speed Matters in Tampa

Tampa sellers don't only compare price. They compare how likely each offer is to close. A strong number attached to a lender with a long timeline and a habit of last-minute surprises is a gamble, and good listing agents know it.

The industry average is 30 to 45 days. That's a month or more of the seller sitting off market, hoping nothing on your side breaks. Rates move. Inspections turn things up. And a lender who goes quiet over the weekend can turn a two-day hiccup into a two-week delay.

Our process is built around a 14-day closing timeline. The appraisal gets ordered early, conditions get chased instead of waited on, and you hear from us before you have to ask. When your file is clean and you stay responsive, it moves.

If you've been stuck waiting on a lender that can't deliver, we've closed deals in as few as 5 days. See how fast we move or give us a call.

Your closing date shouldn't depend on a bank's queue

Start your application and walk into your next offer with a pre-approval that tells the seller something.

Start My Pre-Approval

Tampa Down Payment Programs Worth Asking About

Plenty of Tampa buyers find out about these after closing, which is a rough time to find out. Funding, income caps and price limits change, so we check current terms against your file before you count on a dollar.

Programs We Check for Tampa Buyers

City
Dare to Own the Dream (City of Tampa) Forgivable assistance for buyers purchasing inside Tampa city limits. Income and purchase price limits apply, and you'll need to live in the home to keep it forgiven.
CRA
East Tampa CRA Down Payment Assistance Forgivable help for buyers inside the East Tampa Community Redevelopment Area. Eligibility follows the CRA boundary, so the address matters as much as you do.
Statewide
Hometown Heroes (Statewide) For Florida's essential workers, including teachers, nurses, firefighters and law enforcement. When funding is open, it pairs a deferred second mortgage with a below-market first mortgage rate.

More programs and the fine print live in our Florida down payment assistance guide.

Find Out What I Qualify For Call Now

What Tampa Buyers Say About Us

We could pick three flattering quotes and park them here. You'd be right to squint at that. So here's the whole pile instead: 1,400+ five-star Google reviews on one profile, written by buyers, not by us. Read every review.

Tampa Mortgage Broker FAQs

Who is the best mortgage broker in Tampa, FL?

We're biased, so here's the checkable version. 14 Days To Close, founded by Jordan Vreeland, has 1,400+ five-star Google reviews, funded $93 million in loans in 2025, and was ranked the #1 mortgage company in Tampa by Three Best Rated for 2025 and 2026. We're a licensed mortgage broker (NMLS #75243), powered by PRMG, with a fastest close on record of 5 days.

What makes a mortgage broker the best in Tampa?

Verified Google reviews in real volume, an NMLS number you can look up, a documented closing record instead of a promise, someone who answers on weekends, a full loan menu, and working knowledge of Tampa programs like Dare to Own the Dream, East Tampa CRA and Hometown Heroes.

How do I choose a mortgage broker in Tampa, FL?

Look up their NMLS number at nmlsconsumeraccess.org. Check their Google reviews for volume and recency. Ask for their fastest close and what they target on a normal file. Confirm they run the loan you need. Then ask if they do DU Approval before you're under contract. That answer tells you how seriously they take pre-approval.

Is 14 Days To Close a mortgage broker or a lender?

We're a licensed mortgage broker (NMLS #75243), powered by PRMG, Paramount Residential Mortgage Group. Most files run in-house through PRMG's full product menu, and we have broker authority for the files that fit better elsewhere.

How fast can you close a mortgage in Tampa?

Our process is built around a 14-day timeline, and our fastest close on record is 5 days. Your timeline depends on the appraisal, title, inspection and how quickly your documents come in, so we don't promise a date. See our documented fast closes.

Is 14 Days To Close licensed in Florida?

Yes. We're headquartered in Tampa and licensed under NMLS #75243, and we serve buyers and investors nationwide, everywhere except New York. To get going, start your pre-approval or schedule a call with the team.

Individual results may vary. Closing timelines depend on factors including appraisal, title, inspection, and borrower circumstances. 14 Days To Close does not guarantee a specific closing date.

Check the receipts. Then call us.

Start your pre-approval and we'll tell you what you qualify for, which Tampa programs fit your file, and how fast it can realistically move.

Jordan Vreeland, Licensed Mortgage Broker