Jordan Vreeland
Licensed Mortgage Broker · NMLS #795404
Ready to compare your options? We'll run the numbers and tell you exactly where you stand.
Let's Talk Home Loans Schedule a call with usLender Comparison
Freedom Mortgage moves millions of loans through a production pipeline. If you want a broker who knows your file personally and moves fast when it matters, we're built differently.
The Comparison
Freedom Mortgage is one of the largest mortgage originators in the country, with a heavy focus on government-backed loans: FHA, VA, and USDA. They've built scale around those programs. For a borrower who fits the standard profile, that volume can work fine. But volume has a cost, and you feel it when your file isn't a clean, straightforward case.
14 Days To Close is a mortgage broker. We don't operate at production-line scale. Every file comes directly to Jordan, and it stays there through the entire process. You're not a loan number moving through a queue. You're a client with a deadline and a specific situation that needs someone who can actually read it and act.
If you're shopping your options before applying, we want to earn that comparison. And if you're already in process with Freedom Mortgage and things have slowed down, that's exactly the situation we've handled before.
High-volume origination departments are built for throughput. That works well when the file is clean, the income is straightforward, and the timeline isn't urgent. But when something's off, the production model struggles to adapt. Your file sits while the system tries to figure out what to do with it.
Borrowers contact us when they haven't heard back in days, when a document request keeps cycling without resolution, or when an automated denial comes back with no clear path forward. Those patterns show up at every large-volume lender. They're what happens when a file hits a scenario the system wasn't built to handle fast.
If your file is moving slower than your contract allows, or you want to know what's actually possible, see how fast we move.
Side by Side
| Feature | 14 Days To Close | Typical High-Volume Lender |
|---|---|---|
| Loan program options | ✓ FHA, VA, USDA, Conventional, Jumbo, DSCR | Concentrated in select programs; limited flexibility |
| Direct broker access | ✓ Every file personally reviewed by Jordan | Production pipeline; no single point of contact |
| Closing speed | ✓ As fast as 4–6 days from inquiry to clear to close | Typically 30–45 days |
| Complex file handling | ✓ Self-employed, DSCR, non-QM, recent credit events | Automated underwriting; edge cases often stall or deny |
| Can pivot loan products mid-file | ✓ Yes, multiple options available | No. You start over with a different lender. |
| Florida market knowledge | ✓ Tampa HQ, licensed to lend nationwide | National volume model, no local market focus |
High-volume origination works when the file is clean. Strong credit, documented W-2 income, conventional property, standard purchase. Run that through the system and it usually moves. The problem is, most borrowers don't fit that box perfectly, and they find out after they're already committed.
Self-employed borrowers, investors looking at DSCR financing, buyers with a recent credit event, non-QM situations: these don't fit automated underwriting well. When the system flags them, you're not talking to a decision-maker. You're waiting on a response that may never explain what actually needs to change.
At 14 Days To Close, Jordan reads the file and works the problem. If one program isn't the right fit, we move to one that is. We handle six loan types in-house and we don't stop at "denied." If you've hit a wall somewhere else, learn how we work differently.
14 Days To Close is a mortgage broker, powered by PRMG. We originate your loan and match it to the right product, but we're not managing a portfolio of millions of accounts. That model gives us something a high-volume servicer can't offer: flexibility and attention.
We handle FHA, VA, USDA, Conventional, Jumbo, and DSCR in-house. Six loan types, one broker, no hand-offs. If the first product doesn't fit, we're not starting over from scratch with a completely different company. We move the file to a better fit within the same relationship.
And because we're not a production line, communication doesn't go quiet. When you call, you get the same person who's been working your file. When something changes on your end, we know about it the same day. That's what boutique brokerage actually looks like in practice.
Watch
Jordan breaks down what borrowers rarely hear about high-volume lenders before they sign.
Jordan Vreeland, Licensed Mortgage Broker, NMLS #795404
We've closed deals in as little as 4–6 days from first inquiry to clear to close. That's a documented track record, not a marketing claim. It doesn't happen on every loan. Timelines depend on appraisal, title, inspection, and how fast all parties get documentation in. But we've built our entire process around speed, from day one. See how fast we move.
The industry average sits around 30 to 45 days for a purchase mortgage. Most borrowers accept that as normal because they don't know there's another option. Pre-approval at 14 Days To Close moves fast. Underwriting doesn't sit. And when something comes up, you hear from us the same day, not three business days later.
If you've got a contract deadline and your current lender is losing time, call now or schedule a callback and we'll tell you exactly where you stand.
Individual results may vary. Closing timelines depend on factors including appraisal, title, inspection, and borrower circumstances. 14 Days To Close does not guarantee a specific closing date.
We'll look at your situation and tell you exactly where you stand. No pressure. No runaround.