Lender Comparison
NewRez is one of the largest mortgage servicers in the country. If you want a broker who knows your file personally and can move when it counts, here's the comparison worth reading.
The Comparison
NewRez is one of the largest non-bank mortgage servicers in the country. After absorbing Caliber Home Loans, it became an even bigger operation — thousands of loan officers, millions of accounts, a national footprint. Scale like that can work in your favor when everything is straightforward. When it isn't, you're a number in a queue.
That's the gap we fill. 14 Days To Close is a mortgage broker, not a servicer. We handle six loan programs in-house: FHA, VA, USDA, Conventional, Jumbo, and DSCR. Every file gets personal attention from a licensed broker from day one. If you have a question at 9 PM, you're not leaving a voicemail for someone who'll route it to a different department in the morning.
If you're here because your NewRez application stalled, or because you want to compare options before you commit, that's exactly what this page is for. We can't speak to what NewRez will or won't do for your specific file. What we can tell you is what we bring: speed, broker flexibility, and a direct line to someone who makes decisions.
Large servicers handle an enormous volume of files at once. When yours hits a snag — an unusual income situation, a non-standard property type, a tight contract deadline — it can sit waiting for the right set of eyes. That's not necessarily negligence. It's what happens when volume is the priority.
Post-merger transitions are another factor worth knowing. When NewRez absorbed Caliber, some borrowers with in-process files experienced delays as systems and workflows consolidated. That's a documented industry pattern whenever large servicers merge — it's not unique to NewRez, and it's not something we'd hold against them. But if your file was caught in that window, you know exactly what it feels like.
We're also the call people make when a denial comes through at the wrong time. If NewRez couldn't approve your file — or if you're still shopping and haven't committed — we can usually give you a straight answer within hours of your first conversation. No rerouting. You talk to Jordan directly. See how fast we move when the timeline is real.
Side by Side
| Feature | 14 Days To Close | Typical Online Lender |
|---|---|---|
| Loan program options | ✓ FHA, VA, USDA, Conventional, Jumbo, DSCR | Limited to their own products |
| Direct broker access | ✓ Every file personally reviewed by Jordan | Call center rotation |
| Closing speed | ✓ As fast as 4–6 days in documented cases | Typically 30–45 days |
| Complex file handling | ✓ Self-employed, DSCR, non-QM | Often W-2 only |
| Can pivot loan programs mid-file | ✓ Yes, multiple programs available | No, you start the process over |
| Florida market knowledge | ✓ Tampa HQ, licensed to lend nationwide | National servicer, no local presence |
| Independent, no consolidation risk | ✓ Single-broker operation, no merger disruption | Subject to servicer transfers and corporate changes |
Digital mortgage platforms and large servicers work well when the file is clean: W-2 income, a standard property, a credit score well above the threshold. When any of those variables gets complicated, the systems that make them efficient become the thing that slows them down.
A file that triggers an underwriting exception at a large servicer can sit for days waiting for a human to review it. At 14 Days To Close, every file is reviewed by a person from the start. There's no algorithm making the call on your application — there's a licensed broker who understands the loan products and knows how to position your file to get to a yes.
If a servicer stalls or denies you, we can often step in quickly. We've received calls three business days before a scheduled closing and still delivered. That's not a boast — it's a track record. And it's the reason borrowers who've already been through one lender often find us when it matters most. Learn more about how we operate.
14 Days To Close is powered by PRMG (Paramount Residential Mortgage Group). That gives us access to multiple loan programs without being locked into a single product set. FHA, VA, USDA, Conventional, Jumbo, DSCR — we handle all six in-house, and we can shop for the structure that fits your situation best.
Brokers move faster than large servicers because we own the relationship with our borrowers directly. If one loan structure isn't the right fit for your file, we can pivot immediately. We don't transfer you to a new department or ask you to restart. The same person who took your first call is the one closing your loan.
That flexibility matters most when your file doesn't fit a template. Self-employed income, a non-warrantable condo, an investment property financed through DSCR — these are the situations where broker access to multiple programs is often the difference between a denial and a closing date.
Watch
Jordan explains what borrowers don't always hear until it's too late.
Jordan Vreeland, Licensed Mortgage Broker, NMLS #795404
We've closed deals in as little as 4–6 days from first inquiry to clear to close. That's not typical for every file — timelines depend on how quickly all parties submit documentation, what the appraisal and title processes look like, and whether the file is clean — but it's a documented track record. See how fast we move.
When you're comparing lenders, closing speed has real consequences. A servicer that takes 45 days costs you more than time — it costs you leverage with the seller and sometimes the deal itself. If your contract has a closing deadline and your current lender is lagging, that's the moment to make a call.
Call now or schedule a callback to find out exactly where you stand and what's possible on your timeline.
No runaround. One call, one broker, a straight answer on what's possible for your file.