Jordan Vreeland
Licensed Mortgage Broker · NMLS #795404
Ready to compare your options? We'll run the numbers and tell you exactly where you stand.
Let's Talk Home Loans Schedule a call with usLender Comparison
Guild Mortgage is a national retail lender. We're a licensed Florida broker. If you're comparing before you commit, or your current file has stalled, here's what actually matters.
The Comparison
Guild Mortgage is a well-known retail lender with a national footprint, built primarily around western markets. If you're searching this comparison, you're probably doing your homework before going under contract, or you've already started the process and something feels off.
14 Days To Close is a licensed mortgage broker based in Tampa. That means we're not tied to one lender's products or one company's underwriting calendar. We handle FHA, VA, USDA, Conventional, Jumbo, and DSCR loans in-house, and every file is personally reviewed by Jordan Vreeland from first inquiry through closing.
We can't speak to what Guild Mortgage will or won't do for your specific file. What we can tell you is what we bring: speed, broker access, and a direct relationship with the person handling your loan. If your Guild application is stalling, or you want to compare options before committing, that's exactly the kind of situation we're built for.
Most borrowers don't switch lenders unless something's forcing their hand. If you're here, it's likely because your timeline is tightening, communication has gone quiet, or you've been told things are taking longer than expected.
Those aren't necessarily specific to any one lender. They're patterns that show up across retail lenders of all sizes. Underwriting queues build up. Files sit. Your real estate agent starts asking questions you can't answer, and the closing date starts to feel less certain.
When that happens, borrowers look for a broker who can move fast without making them start from zero. That's the call we get. See how fast we move.
Side by Side
| Feature | 14 Days To Close | Typical Retail Lender |
|---|---|---|
| Loan program options | ✓ FHA, VA, USDA, Conventional, Jumbo, DSCR | Limited to their own products |
| Direct broker access | ✓ Every file personally reviewed by Jordan | Assigned loan officer in a pipeline |
| Closing speed | ✓ As fast as 4–6 days | Typically 30–45 days |
| Complex file handling | ✓ Self-employed, DSCR, non-QM | Standard W-2 files preferred |
| Can pivot lenders mid-file | ✓ Yes, multiple options | No, you start over |
| Florida market knowledge | ✓ Tampa HQ, licensed to lend nationwide | Minimal Florida presence |
14 Days To Close is powered by PRMG, one of the most established names in the mortgage industry. What that means practically is access to six loan programs handled in-house: FHA, VA, USDA, Conventional, Jumbo, and DSCR. We're not selling one product to every borrower.
As a broker, we match the right program to your file, your income type, and your timeline. If one path closes, we can often pivot to another without sending you back to square one. That kind of flexibility is something a single retail lender's pipeline can't replicate.
Every file at 14 Days To Close gets a direct line to Jordan Vreeland. No processor rotation. No ticket queue. No holding music. You're working with the person responsible for your loan from the first conversation to the closing table. Learn more at our why page.
Retail lenders like Guild Mortgage work well when your file is clean and timing isn't critical. W-2 income, strong credit, standard property type, and a relaxed close date, and most competent lenders can get the deal done.
But most files aren't that simple. Self-employed borrowers, investors, non-traditional income, tight deadlines, or a complex property type all need a broker who can adapt. A national pipeline that treats your loan like ticket number 4,719 doesn't have that flexibility.
When a retail lender stalls or denies, we've handled the transition in days, not weeks. If you're already in the deal and feeling uncertain, call now or schedule a callback to see what's still possible.
Watch
Know what to ask before you commit to a mortgage company.
Jordan Vreeland, Licensed Mortgage Broker, NMLS #795404
We've closed deals in as little as 4 to 6 days from first inquiry to clear to close. That's not a marketing line. It's a documented track record. Timelines depend on how quickly all parties submit documentation, but when everyone moves, we move fast. See how fast we move.
If you're mid-purchase and your current lender just pushed your closing date, you may still have options. A lot depends on how far along your file is and how quickly you can get us what we need. The sooner you call, the more we can do.
Call now or schedule a callback to find out what's realistic for your file.
No runaround. No holding queues. Tell us where your file stands and we'll tell you exactly what we can do.