Jordan Vreeland
Licensed Mortgage Broker · NMLS #795404
Comparing your options? We'll run the numbers and tell you exactly where you stand, no commitment required.
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Two Tampa mortgage options. One difference that shows up at the closing table. Here's what Florida borrowers are comparing before they sign.
The Comparison
If you're comparing Tampa mortgage lenders, you're asking the right questions early. BlueGrey Mortgage and 14 Days To Close are both Tampa-based, which means you're weighing two local options at the same time. What's actually different comes down to how files are handled, how fast decisions get made, and who you're talking to when things get complicated.
14 Days To Close is a licensed mortgage broker, not a direct lender. That means we're not locked into one set of loan products. We work on your behalf to match your file to the right program, whether that's FHA, VA, USDA, Conventional, Jumbo, or DSCR. Every file is personally reviewed by Jordan Vreeland, and that doesn't change whether you're a first-time buyer or you're three days from your closing date.
If you're here because your current lender isn't moving fast enough, or because you've been denied and need to know what's possible, keep reading. That's exactly who we're built for.
Mortgage timelines slip for a lot of reasons that have nothing to do with your file quality. Sometimes it's a staffing issue. Sometimes it's a product mismatch that doesn't show up until underwriting. Sometimes you just stop getting answers. These aren't complaints specific to any one lender. They're patterns we see across the industry, and they're the reason we get calls from borrowers mid-contract.
When a lender falls behind, the buyer absorbs the risk. You're looking at a potential loss of earnest money, a contract extension the seller may not grant, or a deal that falls apart entirely. Having a backup plan isn't paranoia. It's the same logic your real estate attorney would recommend.
We can't speak to what BlueGrey Mortgage will or won't do for your specific file. What we can tell you is what we bring: direct broker access, multiple loan program options, and a documented track record of closing fast when it counts. If things are moving slowly or you want a second opinion, call now.
Side by Side
| Feature | 14 Days To Close | Typical Local Lender |
|---|---|---|
| Loan program options | ✓ FHA, VA, USDA, Conventional, Jumbo, DSCR | Limited to their own products |
| Direct broker access | ✓ Every file personally reviewed by Jordan | Branch or loan officer assignment |
| Closing speed | ✓ As fast as 4–6 days | Typically 30–45 days |
| Complex file handling | ✓ Self-employed, DSCR, non-QM | Often W-2 and standard income only |
| Can pivot lenders mid-file | ✓ Yes, multiple program options | No, you start over |
| Florida market knowledge | ✓ Tampa HQ, licensed to lend nationwide | Local presence, limited program access |
Most lenders — banks, credit unions, and direct lenders — can only offer what they underwrite in-house. When your file doesn't fit their product, you get a denial. There's no pivot, no alternative, no "let's try this instead." You start over somewhere else, and you lose time you may not have.
14 Days To Close works differently. We're powered by PRMG, which gives us access to a full suite of loan programs: FHA, VA, USDA, Conventional, Jumbo, and DSCR. If one program isn't the right fit, we can usually identify another before you've lost any time in the process. That broker flexibility is often the difference between a closed deal and a dead one.
If you want to see exactly how we approach every file, here's the full breakdown.
Watch
Jordan walks through how 14 Days To Close moves from first call to closing faster than most lenders can schedule a second call.
Jordan Vreeland, Licensed Mortgage Broker, NMLS #795404
Closing deadlines are not suggestions. When you're under contract with a purchase date locked in, a slow lender creates real, expensive consequences. Sellers can and do walk away. Extensions get denied. Earnest money gets forfeited. We've seen it happen, and we've also been the call that prevented it.
We've received calls three days before a scheduled closing and still delivered. That's not a boast. It's a documented track record built on knowing how to compress a process that most lenders treat as a 45-day minimum. If another lender bailed or stalled, we know what it takes to step in and move.
If you're comparing lenders before you go under contract, great. We'd love to earn that conversation early. If you're already in the deal and nervous about whether your lender is going to deliver, call now and let's find out what's actually possible.
Fast closing isn't a brand promise. It's a result. We've closed deals in as little as 4–6 days from first inquiry to clear to close. That's not our average. It's our fastest documented case, and it means the floor is much lower than what most borrowers are told to expect. See how fast we move.
The timeline depends on how quickly all parties submit documentation, and that's true for every lender. What we control is our side: communication, product fit, and a process that doesn't rely on a handoff queue. When a deal needs to close fast, that's the difference.
Call now or schedule a callback to get a straight answer about your specific file and timeline.
No commitment, no runaround. Start with a free call and find out exactly where you stand.